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THIS SECTION CONTAINS INFORMATION FOR
RETIRED MEMBERS.

Mike Libretto is the Retired Members Representative.
He can be reached at (212) 964-7500



Reduction in annual prescription Deductible

For 2013, the annual Family Deductible for members of the Retiree Drug Plan will be $75.

This is the amount that must initially be paid out of pocket for prescription medication prior to the co-payment schedule going into effect (35% for brand name medications and 5% for generic medications). This is the third reduction of the Annual Family Deductible in the past three years; the deductible has gone from $150 to $75. This cost savings became possible as a result of the reevaluation and reformatting of the Superior Officers Council Health and Welfare Fund Prescription Drug Plan.




Superior Officers Council Update - 2013

This Update edition continues our annual tradition of updating you on important changes being made to your Health & Welfare Fund benefits.
Read more...

 




UPDATE TO NYS SAFE ACT (APRIL 12, 2013):

"Retired members are advised not to carry their properly licensed service weapon with a magazine able to hold 15 rounds of ammunition. These types of service weapons may be possessed, but only with a 10 round magazine that contains no more than 7 rounds of ammunition. The seven rounds does not include the one round held in the chamber of the handgun."

Read entire update letter below:

April 12, 2013
NY Secure Ammunition and Firearms Enforcement (SAFE) Act of 2013




Pistol License Opt-out Form

For Retired Members Living in New York City:
Retirees living in New York City may submit their forms by mail to the following address:
NYPD Licensing Division
1 Police Plaza, Room 110A
New York, NY 10038
Attn: FOIL Request Exemption Form

For Retired Members Living Outside New York City:
Retirees living outside the City should submit their forms by mail or in person to their local licensing office in their county of residence.


HR218 Qualification Course Information!

When deciding where to attend a H.R. 218 Qualifications Course, you should ensure that the entity conducting the training complies with the stipulations contained in the legislation regarding the course be conducted by either, an individual certified by the National Rifle Association as a Law Enforcement Instructor and/or an Active Duty Law Enforcement Instructor.

HR218 Qualification Course
Rockland County Sheriff (April 2013)

The Rockland County Police and Public Safety Academy, located in Rockland County, NY will be conducting handgun qualification courses for former officers. The course of fire is the law enforcement qualification course published by New York State DCJS.

Click here to go to their website with more information




HR218 - ROGUSA INTERNATIONAL, LLC

ROGUSA INTERNATIONAL, LLC
4219 Merrick Rd
Massapequa, NY 11758
P: 516 882-0233 ------ Fax: 516 797-1583
Email: Det827@msn.com

“THE LAW ENFORCEMENT SAFETY ACT, IMPROVEMENT ACT”
NO LONGER DO YOU HAVE TO BE CERTIFIED BY THE DEPARTMENT YOU HAVE RETIRED FROM.
ROGUSA INTERNATIONAL MEETS ALL THE REQUIREMENTS OF THE NEW LAW (HR218)
WE SUPPLY THE REQUIRED TARGET AND THE RANGE. YOU SUPPLY THE HAND GUN, AMMO, EAR AND EYE PROTECTION, RETIRED ID AND CURRENT PISTOL PERMIT
OUR CERTIFICATIONS ARE HELD AT THE NASSAU COUNTY PISTOL RANGE IN UNIONDALE LONG ISLAND.
CONTACT JERRY OR BILL FOR ADDITIONAL INFORMATION.
I.D. CARDS ARE GIVEN THE SAME DAY YOU QUALIFY.
OWNED AND RUN BY RETIRED NYCPD OFFICERS.




Superior Officers Council (SOC) website

Superior Officers Council Website new address!
--> www.nypdsoc.com




HEALTH COVERAGE FOR YOUNG ADULTS: (May 2011)

P.P.A.C.A.- UP TO AGE 26 COVERAGE: In accordance with the Federal Patient Protection and Affordable Care Act (PPACA), the City of New York will offer all employees the opportunity to include young adult dependents (up to age 26) under their health benefits coverage with an effective date of July 1, 2011. A Special Open Enrollment period, for the sole purpose of enrolling a young adult dependent under your health benefits coverage, will be held from May 1, 2011 through May 31, 2011 for Active Members, and April 1, 2011 through April 30, 2011 for Retirees.

Instructions and material for the enrollment are being made available to you through your agency. This information can also be obtained on the Health Benefits Program website through City Share or at www.nyc.gov/olr . Select "Health Benefits Program" and then select the pdf entitled "Employee Dependent Enrollment" under "Young Adult Coverage to Age 26 Federal PPACA."




KNOW YOUR LBA STAFF

Retired Lt. James Higgins - From the LBA NEWS – June 2010

Click here -->To read the article (PDF) James Higgins


Medicare Rebate Program

When you, or a spouse, become eligible for Medicare, whether it is by reaching the age of 65 or by receiving Social Security Disability, you must accept Medicare Part “B” which must be paid for on a monthly basis. As soon as you are in possession of the Medicare card which will indicate both Part A (Hospital Coverage) and Part B (Doctor coverage), you must make a copy of it and mail it to the NYC Health Benefits (Retirees) Program, 40 Rector Street, 3rd floor, New York, N.Y. 10006.

(you can print a print a form letter to use at the end of this article!)

If you are not in an HMO, Medicare becomes your primary and your Health Plan (GHI, Blue Cross, etc.) becomes your secondary. Annual deductibles apply.

The reasoning of the rebates dates back many years to when it first came into being. The City realized that once the retiree enrolled in Medicare, the rate to the City for the Health Plan that became the secondary was sharply reduced. Mayor Lindsay, who was in office at the time decided that the fair thing to do would be to pass on some of the savings to the retiree.

Rebates are made for the retiree and spouses. Many of our members are not aware that the spouse is included in the program and will fail to submit them for the Rebate Program. If this oversight occurs, the City will accept a request for retroactive reimbursement for up to no more than three years. The member must submit the same documentation as when they initially registered themselves.

Rebate checks are issued annually during August. The August Rebate checks include the months that you were covered for in the previous calendar year; August 2009 check for months covered in 2008. If both you and your spouse are covered by Medicare, there will only be one Rebate check forwarded including the rebate for you and your spouse, with the check issued to the retiree.

It is necessary that you notify the Health Benefits Program of any changes to your mailing address. The check comes in a computer generated format and is sometimes mistaken for junk mail, so please be cautious in reviewing your mail during the rebate period. You also need to notify the Health Benefits Program in the event that your spouse passes away.

Health Benefits Program - Retiree Inquiries Only*
40 Rector Street, 3rd Floor
New York, NY 10006
Phone: (212) 513-0470
Fax: (212) 306-7756
TTY (hearing impaired): (212) 306-7753
Office hours: 8:30 am - 5:00 pm
Click here to go to their website --> Health Benefits Program (OLR)

If you still have questions in regard to registering for the Medicare Rebate program, please call the LBA Office.

To print a copy of this article and a form letter (PDF), Click below:
Medicare Rebate Article and Rebate Form




Discontinuance of the 365–Day Rider for Medicare Eligible Retirees (2010)

The Superior Offi cers Council Health and Welfare Fund currently makes premium payments for members enrolled in the GHI/Blue Cross Senior Care Program that provides a 365-day hospital rider. We are one of the few Health & Welfare Funds in the City that picks up the cost of this health insurance rider. Our annual expense for this rider exceeds $120,000. After careful consideration, the Board of Trustees of the Superior Offi cers Council has voted to discontinue funding this benefit as of January 1, 2010.

Members enrolled in the GHI/Blue Cross Senior Care will have the option to continued enrollment through a pension payroll deduction. The cost of continuing this benefit is based on the following monthly rates, which were effective as of July 1, 2009:

Individual $2.75 Family $5.50
Split $2.75 (either member/spouse is Medicare Eligible)
Split $8.83 (non-Medicare)

The savings to our Retiree Fund will be utilized to increase the family prescription drug cap for Medicare eligible retirees. Effective January 1, 2010 the annual family cap will increase from $7,000 to $10,000. It is our intent to increase core benefi ts of our retired members. This improvement in the drug benefi t will have a positive impact on a larger number of Medicare eligible retirees than have utilized the 365-day rider in the past.

You will be receiving further information regarding your option to continue this benefi t from the City of New York Offi ce of Labor Relations, Employee Benefi ts Program.

If you have any questions regarding this matter, please contact Maryann Pelligriti at the SOC Fund office. (212) 964-7500 Ext 2


TAX LAW THAT BENEFITS RETIREES

The IRS recently released on its web site new tax forms, instructions, and publications for the 2007 tax year. Of interest to all government plans with public safety members are the changes to line 16 on Form 1040.

This new law has resulted in the ability of retired public safety officers (Law Enforcement Oficer, Fighterfighter, Chaplin or member of a resque squad or ambulance crew) to exclude from gross income taxes up to $3,000 for qualified health insurance premiums. This means that if you contribute to health benefit premiums, up to $3,000 is deductible.

Beginning with the 2007 tax year, retired public safety officers should report their total pension distributions on line 16a of Form 1040. Assuming that an officer qualifies for the insurance premium exclusion, the $3,000 exclusion should be recognized in line 16b of Form 1040, where the public safety officer should write the initials “PSO” next to the taxable amount received.

We suggest THAT our retirees consult with their accountants or tax professional regarding this new tax law.

NOTE: Retirees should save their quarterly statements ( for those with electronic deposit ) or their monthly pay stub in order to document their premium deductions for any health insurance or long term insurance.

For further information contact Maria Elena Brusco, of the NYC Police Pension Fund at 212-693-6058

You can also refer to IRS Publication 575:
Insurance Premiums for Retired Public Safety Officers


Are you considering moving to another state?

See how other states tax your pension
(Courtesy of the 'Retired Public Employees Association')


Retired Members Related Websites:


Superior Officers Council (SOC) website

Official N.Y.P.D. Website For Retired Members

N.Y.C. POLICE PENSION FUND